Local News

Jul 15, 2014 6:52 AM by Miranda Leah - @MirandaLeahKRIS

Ways To Save On Hiking Auto Insurance Rates

CORPUS CHRISTI - Auto insurance is one of those things that you have to buy, but there are some ways you can make sure you're getting your money's worth.

"Insurance is a non-tangible product, so it's hard to put a value on it," said insurance agent Greg Mendoza. "Until you have to use it."

With over thirty-three years in the insurance business, Mendoza said there are three things you can check to see if you have any room to save.

First, check your deductible. Experts said switching to a higher deductible could cut your monthly premium in half.

Next, make sure the vehicle you're driving is worth the insurance rate you're buying. You might actually save money if you buy a newer vehicle.

And lastly, keep a clean record. Having a bad driving record can cause your rates to skyrocket.

"If you have bad driving habits," said Mendoza. "All you're going to do is increase your insurance costs. Because eventually the insurance company is going to find out what your driving record is like."

Also, check with your insurance company for new discounts. Some companies will actually reward you for things like daytime running lights or low mileage.

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